High Performance Car Insurance

I. Insurance of civil liability of vehicle owners for goods transport on Performance Car



Insurance Products
Insurance of civil liability of vehicle owners for cargo on vehicles
+ ) To be insured
 Goods are transported on vehicles under the contract of carriage between car owners and shippers .
+ ) Coverage
Insurance for the civil liability of motor vehicle owners for damages , loss of goods transported on vehicles under the contract of carriage between the vehicles and their owners .
In addition, vehicle owners pay for the cost of necessary and reasonable in order to : prevent and mitigate damage to the goods ; Preservation , handling , storage , warehousing
+ ) Premiums
PVI of charges
The level of responsibility


II. Insurance Performance car accident pilot and passengers

Insurance Products
Civil liability insurance for passengers : This type of insurance is not required to buy , when people buy cars using this type of insurance , when the accident occurred , if the person in the car was injured , the insurance company will have the responsibility for paying for these people , according to which the number of registered vehicles purchased . The premium rates are as follows :
Liability insurance rates

+ ) To be insured
Persons insured under this type include driving , car parts , car escorts and the pillion .
+ ) Coverage
Accident insurance is covered by the accident with the insured directly related to the use of that vehicle .
+ ) Premiums
PVI of charges
= Level premium insurance liability premiums ratio x x Number of seats

III. Insurance losses and hull material entire car

Insurance Products
Physical car insurance : This insurance is not mandatory , however it is kind of common insurance , which owns most of the people usually buy cars . With this type of insurance car owner can ensure that your assets are cars from the loss , taking risks or trying to use.
+ ) To be insured
Motorized vehicles operating in the territory of Vietnam , including body , chassis , cabinets, machinery and other equipment on the car .
+ ) Coverage
Compensation for all vehicles in the following cases :
- Accidents caused by collision , overthrow ,
- Fire , explosion , flood , lightning,
- All stolen
- The risk of other surprises
+ ) Premiums
PVI of charges

Car Insurance material
Vehicles not business
Car Insurance material
Car business
   
* For units with venture capital investments abroad ( usually LD Licence plate ; NN )
- Join entire car : cost ratio = 3.0% tax-free vehicle value / year

Period of Insurance    
If insurance premiums for 2 years
Discount 10 % premium
If insurance premiums in 3 years
Discount 20 % premium

Performance Car Insurance Brands

IV. Compulsory insurance of civil liability of motor vehicle owners

Insurance Products in Performance Car
Compulsory insurance of civil liability of motor vehicle owners : the type of insurance , as prescribed by law , forced the owners to buy cars . This has the effect of insurance coverage for the 3rd when the accident occurred , meaning that when the cars used for other accidents , the insurance company will pay compensation for accident victims . The maximum compensation level is 50 trieu/1nguoi / services . Here is the schedule of fees for compulsory insurance :

+ ) To be insured
Civil liability of vehicle owners for third motorized vehicles of all foreigners including use of motor vehicles operating on the territory of the Socialist Republic of Vietnam .
+ ) Coverage
- For the loss of people : Compensation reasonable cost for the treatment , recuperation of health , income actually lost or diminished , fostering and care of victims before they died , buried reasonable cost ... the degree of fault of all motor vehicles .
- For property damage : actual damages according to the degree of fault of all motor vehicles .
Costs necessary and reasonable in order to prevent , limit losses related to the accident that motor vehicle owners spent ;
+ ) Premiums
Fee schedule and the minimum liability insurance issued Circular No. 126/2008/TT-BTC of the Minister of Finance .
In addition, the insured person may join a voluntary liability insurance division responsible for the compulsory excess of the Ministry of Finance . Limitation of liability up to $ 20,000 / person / person and $ 100,000 for services / service to the property .